Our multidisciplinary specialists support a broad range of needs, including lending and collateral valuation, appraisal reviews, quality of earnings analyses, financial reporting, solvency opinions, receiver, restructuring, and litigation support services.
Our subsidiary, Reliant Business Valuation, works with over 150 financial institutions, providing SBA-compliant business valuations, quality of earnings analyses, real estate and equipment appraisals.
With extensive experience serving banks, lenders, and specialty finance companies, our professionals understand the regulatory requirements, risk management considerations, and complex financial challenges facing the industry. We deliver independent, defensible analyses and specialized advisory support to help clients make informed decisions across lending, transactions, and complex financial matters.
Financial institutions that participate in SBA lending need defensible collateral values and documentation aligned with SBA SOP requirements to manage credit risk and reduce buy-back exposure. Marshall & Stevens, including Reliant Business Valuation specialists, delivers SBA-compliant business and collateral valuations and related analyses tailored to lender review standards and closing timelines.
Banks and specialty finance companies depend on supportable enterprise and intangible asset values for underwriting, portfolio monitoring, acquisitions, and workouts on complex credits. Marshall & Stevens provides independent business and intangible asset valuations—from customer relationships to intellectual property—using documented methodologies and professionals who understand regulated institutions’ diligence expectations.
Equipment lenders need timely, market-grounded values on fleets and specialty assets to set advances, manage residual risk, and resolve defaults efficiently. Marshall & Stevens’ machinery and equipment appraisers produce USPAP-compliant valuations and consulting for originations, renewals, insurance, and disposition in line with institutional credit policies.
Commercial real estate lenders must meet FIRREA and regulatory expectations for independence, competence, and documentation on loan collateral. Marshall & Stevens’ real estate valuation practice delivers FIRREA-compliant appraisals and advisory support for financial institutions financing income-producing and specialty properties.
Institutions involved in significant transactions often need board-ready fairness and solvency analyses to satisfy fiduciary duty, lender requirements, and regulatory scrutiny. Marshall & Stevens’ transaction advisory opinions team prepares fairness and solvency opinions under established market standards, drawing on multidisciplinary valuation and industry expertise.
Structured transactions require clear economic substance and supportable analyses across lease structures, tax-oriented products, and project-backed cash flows. Marshall & Stevens advises financial institutions and their borrowers on structured finance valuation and consulting for leasing, sale-leaseback, inverted lease, and project finance structures so pricing, covenants, and exit scenarios rest on independent insight.
Financial institutions and their borrowers face recurring GAAP, tax, and regulatory reporting needs that depend on reliable fair value measurements. Marshall & Stevens provides financial reporting valuations—including purchase price allocation, impairment testing, and tax-oriented valuations—documented for audit and regulator review.
When credits deteriorate, secured lenders need experienced court-appointed fiduciaries to take control of collateral, stabilize operations, and maximize recoveries while meeting judicial and regulatory obligations. Marshall & Stevens provides receiver and receivership appointments grounded in deep valuation and industry expertise for financial institution stakeholders.
Distressed credits often require independent leadership to assess liquidity, negotiate with stakeholders, and execute workout, sale, or recapitalization strategies inside or outside formal proceedings. Marshall & Stevens offers chief restructuring officer services and broader restructuring advisory support for lenders, borrowers, and other financial institution stakeholders facing complex defaults.
Financial institution disputes—whether lender liability, fraud, breach, or valuation-driven claims—require rigorous analysis that withstands scrutiny in court and arbitration. Marshall & Stevens’ litigation support and forensic professionals provide expert opinions, damage analyses, and testimony grounded in deep valuation and industry experience.
Marshall & Stevens delivers integrated valuation and advisory services financial institutions rely on for credit decisions, regulatory compliance, and complex transactions—from SBA and commercial lending to restructuring and dispute resolution.
Regulated lenders and finance companies face heightened scrutiny on collateral values, independence, documentation, and consistency across portfolios—from SBA credits and equipment schedules to commercial real estate and intangible assets. Marshall & Stevens combines practice-area specialists and institutional workflow experience so analyses hold up under credit review, audit, and examiner expectations.
SBA programs require compliant business and collateral valuations that align with SOP guidance and lender due diligence. Through Marshall & Stevens and Reliant Business Valuation, we deliver SBA-focused appraisal and valuation services, coordinated reporting, and teams accustomed to lender timelines and review standards.
Federally related commercial real estate lending generally requires FIRREA-compliant appraisals performed by qualified appraisers, with standards for independence and scope tied to transaction size and complexity. Marshall & Stevens’ real estate practice provides FIRREA-compliant opinions and advisory support for financial institutions financing income-producing and specialty properties.
Institutions involved in mergers, acquisitions, restructurings, and other material transactions often require fairness or solvency analyses for boards, creditors, and regulators. Marshall & Stevens’ transaction advisory opinions team prepares fairness and solvency opinions under established market practices, supported by multidisciplinary valuation expertise.
Workouts, receiverships, and lender-liability or valuation-related litigation demand experienced fiduciaries, restructuring leadership, and defensible expert analysis. Marshall & Stevens offers receiver and chief restructuring officer services, restructuring advisory, and litigation support—including damages analyses and expert testimony—for financial institution stakeholders.
Marshall & Stevens provides Fairness and Solvency Opinions, valuation analyses, investigative accounting, and expert witness services to assist public and private clients with their important transactions and litigation matters.
